Quotes

I didn’t have time to write a short letter, so I wrote a long one instead. – Mark Twain

The harder I work, the luckier I get. – Samuel Goldwyn #

Your net worth is determined by what remains after your bad habits are subtracted from your good habits. – Ben Franklin #

The young man knows the rules, but the old man knows the exceptions. – Oliver Wendell Holmes, Sr. #

If you want to see wisdom and maturity in action, look for someone (or a community) investing in infrastructure before it’s too late. – Seth Godin #

You do not rise to the level of your goals. You fall to the level of your systems. – James Clear #

Great minds discuss ideas; average minds discuss events; small minds discuss people. – Eleanor Roosevelt

Come, come, whoever you are. Wanderer, idolator, worshipper of fire, come even though you have broken your vows a thousand times, Come, and come yet again. Ours is not a caravan of despair. – Rumi

We have two lives, and the second begins when we realize we only have one. – Confucius

Risk means more things can happen than will happen. – Howard Marks

In any moment of decision, the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing. – Theodore Roosevelt

Far and away the best prize that life has to offer is the chance to work hard at work worth doing. – Theodore Roosevelt

The illiterates of the 21st century will not be those who cannot read and write but those who cannot learn, unlearn, and relearn. – Alvin Toffler

Live as if you were to die tomorrow. Learn as if you were to live forever. – Mahatma Gandhi

A person should be motivate by intellectual curiosity rather than monetary gain – unknown

The more the Internet exposes people to new points of view, the angrier people get that different views exist. – Ben Evans

My philosophy is that losers have goals and winners have systems. – Scott Adams

A ship is safe in harbor, but that’s not what ships are for. – William Shepp

My life has been full of terrible misfortunes most of which never happened. – Michel de Montaigne

Every day is a new life to a wise man. – Dale Carnegie

After every storm, there is a rainbow. If you have eyes, you will find it. If you have wisdom, you will create it. If you have love for yourself and others, you won’t need it. – Shannon L. Alder

Consistent execution of fundamentals over time is the key to success. – John Brubaker

Opportunity is missed by most people because it is dressed in overalls and looks like work. – Thomas Edison

Nothing is less productive than to make more efficient what should not be done at all. – Peter Drucker

Do what you can, with what you have, where you are. – Theodore Roosevelt

I hear and I forget. I see and I remember. I do and I understand. – Confucius

If you don’t design your own life plan, chances are you’ll fall into someone else’s plan. And guess what they have planned for you? Not much. – Jim Rohn

Success is the ability to go from one failure to another with no loss of enthusiasm. – Winston Churchill

How do you find inspiration? Start working. – Casey Neistat

Bull-markets are born on pessimism, grow on skepticism, mature on optimism and die on euphoria. – Sir John Templeton

Age is an issue of mind over matter. If you don’t mind, it doesn’t matter. – MARK TWAIN

Wealth is the ability to fully experience life. – HENRY DAVID THOREAU

When I was young, I thought that money was the most important thing in life; now that I am old, I know that it is. – OSCAR WILDE

We make a living by what we get. We make a life by what we give. – WINSTON CHURCHILL

Your level of success will seldom exceed your level of personal development. – Jim Rohn

In any moment of decision, the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing. – THEODORE ROOSEVELT

Life is like a bicycle. To keep your balance, you must keep moving. – ALBERT EINSTEIN

My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time. – STEVE JOBS

Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort. – FRANKLIN D. ROOSEVELT

Try not to become a man of success, but rather try to become a man of value. – ALBERT EINSTEIN

Let your boat of life be light, packed with only what you need a homely home and simple pleasures, one or two friends worth the name, someone to love and someone to love you, a cat, a dog, and a pipe or two, enough to eat and enough to wear, and a little more than enough to drink, for thirst is a dangerous thing. – Jerome Klapka Jerome

However beautiful the strategy, you should occasionally look at the results. – WINSTON CHURCHILL
Superficially, I think it looks like entrepreneurs have a high tolerance for risk. But one of the most important phrases in my life is “protect the downside.” – RICHARD BRANSON

An investment operation is one which, upon thorough analysis, promises safety of principal and an adequate return. Operations not meeting these requirements are speculative. – BENJAMIN GRAHAM

The goal of the nonprofessional should not be to pick winners— neither he nor his “helpers” can do that— but should rather be to own a cross section of businesses that in aggregate are bound to do well. A low- cost S&P 500 index fund will achieve this goal. WARREN BUFFETT

When you look at the results on an after-fee, after-tax basis, over reasonably long periods of time, there’s almost no chance that you end up beating the index fund. – DAVID SWENSEN

Remember the golden rule: he who has the gold makes the rules. – UNKNOWN

You have to learn the rules of the game, and then you have to play better than anyone else. – ALBERT EINSTEIN

If you don’t want to work, you have to work to earn enough money so that you won’t have to work. – OGDEN NASH

Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give. – WILLIAM A. WARD

My wealth has come from a combination of living in America, some lucky genes, and compound interest. – WARREN BUFFETT

Kindness in words creates confidence. Kindness in thinking creates profoundness. Kindness in giving creates love. – LAO-TZU

There is a time in every man’s education when he arrives at the conviction that envy is ignorance; that imitation is suicide; that he must take himself for better, for worse, as his portion. – Ralph Waldo Emerson

Maybe there is no Heaven. Or maybe this is all pure gibberish—a product of the demented imagination of a lazy drunken hillbilly with a heart full of hate who has found a way to live out where the real winds blow—to sleep late, have fun, get wild, drink whisky, and drive fast on empty streets with nothing in mind except falling in love and not getting arrested . . . Res ipsa loquitur. Let the good times roll. – Hunter S. Thompson

Good investments are always fundamental and contrarian. – Peter Thiel

Thought to remember in life: Care about what other people think and you will always be their prisoner. – Lao Tzu

Confidence is about yourself. Enthusiasm is infectious. Enthusiasm is infections confidence is impressive. – Swissmiss Tina Roth Eisenberg

Take up one idea. Make that one idea your life – think of it, dream of it, live on that idea. Let the brain, muscles, nerves, every part of your body, be full of that idea, and just leave every other idea alone. This is the way to success. – Swami Vivekananda

Should you find yourself in a chronically leaking boat, energy devoted to changing vessels is likely to be more productive than energy devoted to patching leaks. – Warren Buffett

All truth passes through three stages. 1st, it is ridiculed. 2nd, it is violently opposed. 3rd, it is accepted as being self-evident. – Arthur Schopenhauer

All truth passes through 3 stages. 1st, it is ridiculed. 2nd, it is violently opposed. 3rd, it is accepted as being self-evident. – Schopenhauer

Develop into a lifelong self-learner through voracious reading; cultivate curiosity and strive to become a little wiser every day. – Charlie Munger

The best thing a human being can do is to help another human being know more. – Charlie Munger
Go to bed smarter than when you woke up. – Charlie Munger

Be Fearful When Others Are Greedy and Greedy When Others Are Fearful ? Warren Buffett
No one who can rise before dawn 360 days a year fails to make his family rich. – Chinese proverb

Every collectivist revolution rides in on a Trojan horse of ‘emergency’. It was the tactic of Lenin, Hitler, and Mussolini. In the collectivist sweep over a dozen minor countries of Europe, it was the cry of men striving to get on horseback. And ‘emergency’ became the justification of the subsequent steps. This technique of creating emergency is the greatest achievement that demagoguery attains. – Herbert Hoover

When plunder becomes a way of life for a group of men living together in society, they create for themselves in the course of time a legal system that authorizes it and a moral code that glorifies it. – Frederic Bastiat

Excess generally causes reaction, and produces a change in the opposite direction, whether it be in the seasons, or in individuals, or in governments. – Plato

None are more hopelessly enslaved than those who falsely believe they are free.- Johann Wolfgang von Goethe

Luck is what happens when preparation meets opportunity. – Seneca

We are just an advanced breed of monkeys on a minor planet of a very average star. But we can understand the Universe. That makes us something very special. – Stephen Hawking

There are two ways to conquer and enslave a nation. One is by the sword. The other is by debt. – John Adams

I tell my kids, what is the difference between a hero and a coward? What is the difference between being yellow and being brave? No difference. Only what you do. They both feel the same. They both fear dying and getting hurt. The man who is yellow refuses to face up to what he’s got to face. The hero is more disciplined and he fights those feelings off and he does what he has to do. But they both feel the same, the hero and the coward. People who watch you judge you on what you do, not how you fee. – Cus D’Amato

Run from what’s comfortable. Forget safety. Live where you fear to live. Destroy your reputation. Be notorious. – Rumi

I suspect that working for oneself feels better to humans in much the same way that living in the wild must feel better to a wide-ranging predator like a lion. Life in a zoo is easier, but it isn’t the life they were designed for. – Paul Graham

When you turn on the television, for instance, you run the risk ingesting harmful things, such as violence, despair, or fear. – Thich Nhat Hanh

When plunder becomes a way of life for a group of men living together in society, they create for themselves in the course of time a legal system that authorizes it and a moral code that glorifies it. – Frederic Bastiat

The true measure of a man is how he treats someone who can do him absolutely no good. – Samuel Johnson

Brave people don’t live forever, but cautious people don’t live at all. – Richard Branson

Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover. – mark twain

Regret for the things we did can be tempered by time; it is regret for the things we did not do that is inconsolable. – Sydney J. Harris

Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young. – Henry Ford

Tell me and I will forget show me and I may remember involve me and I will understand. – Confucius

An ounce of action is worth a ton of theory. – Ralph Waldo Emerson

Trying to be happy by accumulating possessions is like trying to satisfy hunger by taping sandwiches all over your body. – George Carlin

A thick skin is a gift from God. – Konrad Adenauer

Finish each day and be done with it; you have done what you could. Some blunders and absurdities have crept in; forget them as soon as you can. Tomorrow is a new day. You shall begin it serenely and with too high a spirit to be encumbered with your old nonsense. -Ralph Waldo Emerson

I need the sea because it teaches me. – Pablo Neruda

The optimism of the action is better than the pessimism of the mind. – Harald Zindler

My identifying features are rapture and despair. – Wislawa Szymborska

Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming “Wow! What a Ride!” – Hunter S. Thompson

Water which is too pure has no fish. – Ts’ai Ken T’an

The travel narrative is the oldest in the world, the story the wanderer tells to the folk gathered around the fire after his or her return from a journey. “This is what I saw” — news from the wider world; the odd, the strange, the shocking, tales of beasts or of other people. “They’re just like us!” or “They’re not like us at all” The traveler’s tale is always in the nature of a report. And it is the origin of narrative fiction too, the traveler enlivening a dozing group with invented details, embroidering on experience. – Paul Theroux


Days are expensive. When you spend a day you have one less day to spend. So make sure you spend each one wisely. – Jim Rohn

In God we trust, all others bring data. – W. Edwards Deming

It is sometimes better to study a balance sheet than it is to believe a model – Rudiger Dornbusch

When plunder becomes a way of life for a group of men living together in society, they create for themselves in the course of time a legal system that authorizes it and a moral code that glorifies it. – Frederic Bastiat